Financial Privacy Disclaimer

In connection with your transaction, we may obtain information about you as described in this notice, which we handle as stated in this notice.

1. We collect nonpublic personal information about you from the following sources:
    Information that we receive from you on applications or other forms
    Information about your transaction with us, our affiliates or others; and
    Information we receive from consumer reporting agency

2. We may disclose all of the information we collect, as described above, to our dealer partners or financial institutions with whom we have joint marketing agreements.

3. We may also disclose nonpublic personal information about you as a consumer, customer or former customer, to nonaffiliated third parties as permitted by law.

4. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. However, since your non-public personal information is transmitted to our dealer partners, we cannot guarantee restricted access to nonpublic personal information about you by their employees.
 

CONSENT FOR ELECTRONIC DOCUMENTS UNDER THE ELECTRONIC
SIGNATURES IN GLOBAL AND NATIONAL COMMERCE ACT

Please read this information carefully and print a copy and/or retain this information electronically for future reference.

Introduction. By clicking on the 'submit', 'Get a Miracle', or other buttons at the end of our online credit application, you are submitting a credit application for an auto loan ("Application") that may be submitted to Miracle Auto Financing, it's authorized dealers and lenders. In order to continue this process, Miracle Auto Financing must provide you with certain disclosures, notices, information and documents related to your Application ("Documents") electronically. This Consent for Electronic Documents informs you of your rights when receiving these Documents electronically. By agreeing to receive Electronic Documents, you acknowledge receipt of this Consent for Electronic Documents, and agree to the electronic delivery of such Documents via the internet to the e-mail address designated on your Application.

Hardware and Software Requirements. Before you decide to receive your Documents electronically, you must determine if you have the necessary hardware and software described below to access and retain these Documents electronically. To access your Documents, you will need an electronic mailing address and a personal computer or other access device which is capable of accessing the internet. To retain your Documents, your access device must have the ability to either download to your hard drive or any external media storage, or print web pages as well as embedded HTML files.

Withdrawing Consent. You may withdraw your consent to receive your Documents electronically at any time by contacting Miracle Auto Financing at admin at Miracle Auto Financing. With the exception of email communications, we will continue the loan process in non-electronic form at no charge. If you decide to withdraw your consent, the legal validity and enforceability of prior electronic Documents will not be affected, and you will not have the option to later receive your Documents electronically.

Copies. If you wish to obtain a paper copy of any of the Documents, contact Miracle Auto Financing at admin at Miracle Auto Financing and request a copy at no charge.

Updating Your Contact Information. To update your electronic or mailing address, contact Miracle Auto Financing at admin at Miracle Auto Financing.

CONSENT AND ACKNOWLEDGMENT. BY SUBMITTING YOUR APPLICATION ON THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU CAN ACCESS AND RETAIN THE ELECTRONIC DOCUMENTS IN THE FORMAT DESCRIBED ABOVE, AND YOU CONSENT TO HAVING MIRACLE AUTO FINANCING PROVIDE DOCUMENTS TO YOU ELECTRONICALLY VIA E-MAIL